SC Bank Business Idea

ChipmunkJury

Active Member
Verified
ChipmunkJury
ChipmunkJury
Citizen
Aug 14, 2017
36
104
33
East of the Atlantic, North of Mexico
Hello citizens of McCities we have a proposition to make. We have a business idea that we think may be of interest to you, yes you specifically you, but it will only be possible with your support. Think about this, what if you had the ability to safely store and gain your money, whilst doing absolutely nothing. Or what if you could take out a loan to buy that dream house you’ve always wanted before somebody else buys it? Well your wish has come true with the innovative business called SC Bank. SC Bank will offer you so many great benefits & services available for your needs.
So, what does SC Bank do that will make your investment (which you are totally going to make) worthwhile. SC Bank will offer you many different services such as: interest, loans, checks, and many more.
So what is so good about interest. Well, you see, by keeping your money in SC Bank, you gain .5% (subject to change) more money every other week. Now you see, that may not seem like much, but after a while that .5% (subject to change) interest really starts to add up.
Our next service is the ability to take out loans. The first loan we offer is the house flipper’s loan. This loan is intended for those in the property business who buy, improve, sell. With this loan we will give you full cash payout for whatever property you intend to buy along with instant 5% (subject to change) interest on said loan with .5% (subject to change) added everyday for a maximum of 15% interest (subject to change). The next loan we will offer is the Long-Term Owners Loan. This loan is for those who need a more permanent place, but can’t afford to buy one just yet. With this loan we will purchase the property you intend to buy and add you to it making no changes ever to the property while it is in your custody. The loan can be paid back over 2 months (subject to change) or with a one-time payment after 2 months (subject to change). Both 10% interest (subject to change). After the loan has been paid back we will relinquish our ownership of the property and it will be yours to keep.
Our last but certainly not least service is the ability to use checks. Checks are useful because if you have your money stored in SC Bank and we are not online to give you your money or you are just plain old lazy, you have the ability to write a check. Simply take a book and quill and write, following this format.

Seller of product or service:
Product or service:
Money owed:
Additional:

Then sign the book and give it to the person selling you the product or service. The person may then take the book to the SC bank and get paid the amount of money taken from your account along with an additional 2% fee for the bank (subject to change). If the full amount is not in your account the seller will get their full amount of money from the bank and your account will go into a negative amount (see more below).
When your account is in a negative status, all services of SC Bank will be unavailable to you until you gain a positive balance and you will receive a strike, which I will go into deeper detail later. If your balance is in a negative status for more than two weeks, you will receive another strike and we may consider taking legal action.
Now more information about strikes. If you receive one strike, it is not the end of the world, but if you receive three strikes, you account will be terminated and we have the right to claim anything we have custody over. This includes any properties that you have bought with a loan and still have not fully paid back.
That is all for now thanks for reading. Remember this is only possible with your support. If you have any questions feel free to post them down below, but remember at this faze this is just a concept for something that we hope will become real someday.

- Sky_Phantom, ChipmunkJury
 

Turkey

Well-Known Member
Former Staff
PurpleTurkey
PurpleTurkey
Mar 22, 2017
1,463
2,655
113
24
4 Privet Drive
Hello citizens of McCities we have a proposition to make. We have a business idea that we think may be of interest to you, yes you specifically you, but it will only be possible with your support. Think about this, what if you had the ability to safely store and gain your money, whilst doing absolutely nothing. Or what if you could take out a loan to buy that dream house you’ve always wanted before somebody else buys it? Well your wish has come true with the innovative business called SC Bank. SC Bank will offer you so many great benefits & services available for your needs.
So, what does SC Bank do that will make your investment (which you are totally going to make) worthwhile. SC Bank will offer you many different services such as: interest, loans, checks, and many more.
So what is so good about interest. Well, you see, by keeping your money in SC Bank, you gain .5% (subject to change) more money every other week. Now you see, that may not seem like much, but after a while that .5% (subject to change) interest really starts to add up.
Our next service is the ability to take out loans. The first loan we offer is the house flipper’s loan. This loan is intended for those in the property business who buy, improve, sell. With this loan we will give you full cash payout for whatever property you intend to buy along with instant 5% (subject to change) interest on said loan with .5% (subject to change) added everyday for a maximum of 15% interest (subject to change). The next loan we will offer is the Long-Term Owners Loan. This loan is for those who need a more permanent place, but can’t afford to buy one just yet. With this loan we will purchase the property you intend to buy and add you to it making no changes ever to the property while it is in your custody. The loan can be paid back over 2 months (subject to change) or with a one-time payment after 2 months (subject to change). Both 10% interest (subject to change). After the loan has been paid back we will relinquish our ownership of the property and it will be yours to keep.
Our last but certainly not least service is the ability to use checks. Checks are useful because if you have your money stored in SC Bank and we are not online to give you your money or you are just plain old lazy, you have the ability to write a check. Simply take a book and quill and write, following this format.

Seller of product or service:
Product or service:
Money owed:
Additional:

Then sign the book and give it to the person selling you the product or service. The person may then take the book to the SC bank and get paid the amount of money taken from your account along with an additional 2% fee for the bank (subject to change). If the full amount is not in your account the seller will get their full amount of money from the bank and your account will go into a negative amount (see more below).
When your account is in a negative status, all services of SC Bank will be unavailable to you until you gain a positive balance and you will receive a strike, which I will go into deeper detail later. If your balance is in a negative status for more than two weeks, you will receive another strike and we may consider taking legal action.
Now more information about strikes. If you receive one strike, it is not the end of the world, but if you receive three strikes, you account will be terminated and we have the right to claim anything we have custody over. This includes any properties that you have bought with a loan and still have not fully paid back.
That is all for now thanks for reading. Remember this is only possible with your support. If you have any questions feel free to post them down below, but remember at this faze this is just a concept for something that we hope will become real someday.

- Sky_Phantom, ChipmunkJury
Seems interesting but I can barely follow this. could you please break it up with bullet points or something :)
 

Sky_Phantom1

Active Member
Sky_Phantom
Sky_Phantom
Seems interesting but I can barely follow this. could you please break it up with bullet points or something :)
Yes, I shall make a valiant attempted to tame the word monster I took part in creating. So here's the run down:
  • By having money stored in the bank you will receive interest once every other week based on how much money you have stored Ex: Lets say I have $1,000,000.00 stored and the interest rate is .5% after two weeks $5000 will be added to my account therefore I now have $1,005,000.00
  • Lets say you want to buy a property, you can ask for a loan and based on which loan you get the bank will give you one type of loan where the bank gives you money to buy a property, after you have sold the property you must then repay the loan, with an added amount of extra interest. Or you could get another type of loan where the bank will buy the property for you and give you full ownership of the property once you have repaid the loan and its additional interest.
  • Checks can be used as a quick way to pay for something when you can't access your account because a banker is not online. Essentially a check would just be a book stating that you owe someone some amount of money. Whoever you have given your check to can then take the check to a banker and the money will be withdrawn from your account and given to whoever it is owed to.
I hope this makes things easier to understand for anyone having trouble because even ill admit what ChipmunkJury and I wrote was pretty confusing.