This is probably one of the best stories I've ever read on a Minecraft forums. If you have any other stories about something, I would love to hear them.
Loans can be seriously abused (multiple secondary accounts take out loans and give them to the players main account) and I do not think the staff wants to be in charge of keeping track who has/hasn't paid their loan back.
Gabriel if everyone knows about it why is it not fixed? I'm reporting it so it brought to the attention of Administrative staff and if they already know about it, well here's a little reminder.