I recommend going on points or likes if this is chosen by forum stats, but if this was a top player list, it would be based on player time and bal. so RIP Lemonss.
ATM private banking isn't safe unless you trust the person or have contracts that allow you to sue them (we have contracts), but rn the bank is closed because I have been too busy to run it and it's a pain to use my balance as a company bank.