Dear players of McCities
We of the Tap had some doubts if we needed to make this guide, as not many courtcases had appeared on the topic of loans for quite a while, but recently around 5 court cases have been made some of wich are still ongoing. This is why we decided to create a simple guide to help everyone with putting up contracts, making deals and handeling court cases. Lets get into it shall we?
Making contracts:
A contract is made to prevent both sides of stepping out of the deal midway and finacially hurt the other player. Contracts should always be clear and leave no space for interpetation!
In your contracts for loans you should always mention:
-All the parties involved (Person who takes and the person who gives out the loan)
-The exact amount of money loaned by the player
-The deadline of payback.
-The intrest if the loan is payed back on time
-The intrest if the loan is NOT payed back on time.
If all of this information is added to the Contract, you can safely loan money.
The easiest way of making a contract is with a book, The person giving the loan has the book in his/her possesion. The person who took the book should sign the book so it can no longer be edited. Be sure to check if nothing was edited in the book when the players signs it, Before you give out the loan!
Making a good deal & Knowing Scams:
Never be sucked up by your greed! When making a contract be sure to have both the normal intrest and the intrest that will be used as punishment to be not set too high.
When giving out a loan of 100k to a new player, that player is never going to be able to pay you back 200% that amount. That's why you should have a maximum intrest rate of 25% on big loans. Consider lowering the Intrest if the amount loaned also lowers.
When a player asks for a loan of 200k paying 400k back in 2 days, DON'T DO IT
It's impossible to get that amount of money together, especially if you need to loan an amount of 200k. People asking for 200% intrest rates are not expecting to pay anything back at all. As I said, Don't let yourself be guided by your greed to make easy money!
How to properly Handle Court Cases:
For some reason, staff does not always see court cases as their main priority, while it doesn't take much amount of time, they probably want to take a good look into the cases and be sure to not be Biased or break any rules. But here are some do's and don'ts on courtcases if it all takes a bit longer then planned!
Do!
-Be clear, have pictures of proof, tag the person who loaned from you and put everything in one post
-Tag staffmembers if after 4 days you see no reply's! (This is a reasonable amount of time for them to help you with your case)
-Feel free to call in any help from friends, but the best is to handel the court case yourself and discuss it with your friends in private, this prevents spam!
DON'T!
-Spam your own courtcase, only confuses staff members
-Reply to courtcases you are not involved in, as I said contact your friend privatly to give them some advice
-React immediatly is a no go! Staff can give their own opinion and you are only forced to reply to them, not to the person you are making this case against! Don't spam your own courtcase!!!!!
-Curse, Be mean, insult or anything up the same ally. Fight Toxic behaviour!
-Give up, if what you are fighting for is right, be sure to gather enough evidence, ask other staff opinions and keep on fighting! Sometimes stuff doesn't go the way you want or even need it to, but that never means you have to give up!
This guide is provided by [TAP] Toxic Awareness Program. For dontations or help contact ItzJazzMade, the current Leader of this Program.
[TAP] Wishes you a very good day!
We of the Tap had some doubts if we needed to make this guide, as not many courtcases had appeared on the topic of loans for quite a while, but recently around 5 court cases have been made some of wich are still ongoing. This is why we decided to create a simple guide to help everyone with putting up contracts, making deals and handeling court cases. Lets get into it shall we?
Making contracts:
A contract is made to prevent both sides of stepping out of the deal midway and finacially hurt the other player. Contracts should always be clear and leave no space for interpetation!
In your contracts for loans you should always mention:
-All the parties involved (Person who takes and the person who gives out the loan)
-The exact amount of money loaned by the player
-The deadline of payback.
-The intrest if the loan is payed back on time
-The intrest if the loan is NOT payed back on time.
If all of this information is added to the Contract, you can safely loan money.
The easiest way of making a contract is with a book, The person giving the loan has the book in his/her possesion. The person who took the book should sign the book so it can no longer be edited. Be sure to check if nothing was edited in the book when the players signs it, Before you give out the loan!
Making a good deal & Knowing Scams:
Never be sucked up by your greed! When making a contract be sure to have both the normal intrest and the intrest that will be used as punishment to be not set too high.
When giving out a loan of 100k to a new player, that player is never going to be able to pay you back 200% that amount. That's why you should have a maximum intrest rate of 25% on big loans. Consider lowering the Intrest if the amount loaned also lowers.
When a player asks for a loan of 200k paying 400k back in 2 days, DON'T DO IT
It's impossible to get that amount of money together, especially if you need to loan an amount of 200k. People asking for 200% intrest rates are not expecting to pay anything back at all. As I said, Don't let yourself be guided by your greed to make easy money!
How to properly Handle Court Cases:
For some reason, staff does not always see court cases as their main priority, while it doesn't take much amount of time, they probably want to take a good look into the cases and be sure to not be Biased or break any rules. But here are some do's and don'ts on courtcases if it all takes a bit longer then planned!
Do!
-Be clear, have pictures of proof, tag the person who loaned from you and put everything in one post
-Tag staffmembers if after 4 days you see no reply's! (This is a reasonable amount of time for them to help you with your case)
-Feel free to call in any help from friends, but the best is to handel the court case yourself and discuss it with your friends in private, this prevents spam!
DON'T!
-Spam your own courtcase, only confuses staff members
-Reply to courtcases you are not involved in, as I said contact your friend privatly to give them some advice
-React immediatly is a no go! Staff can give their own opinion and you are only forced to reply to them, not to the person you are making this case against! Don't spam your own courtcase!!!!!
-Curse, Be mean, insult or anything up the same ally. Fight Toxic behaviour!
-Give up, if what you are fighting for is right, be sure to gather enough evidence, ask other staff opinions and keep on fighting! Sometimes stuff doesn't go the way you want or even need it to, but that never means you have to give up!
This guide is provided by [TAP] Toxic Awareness Program. For dontations or help contact ItzJazzMade, the current Leader of this Program.
[TAP] Wishes you a very good day!
